波士顿清华校友会

Starting in 2010, changes to the federal tax law will make it possible for everyone–regardless of income–to convert their traditional IRA or qualified retirement plan (e.g. 401(k) plan) into a Roth IRA. For many individuals, this is a new opportunity to grow their retirement savings tax-free. If you are concerned about high taxes in the future when you reach retirement consider converting to a Roth IRA, and paying taxes upfront, which may allow your income to be tax-free during your retirement years.* Don't wait-contact me TODAY to find out if you can benefit from a Roth IRA conversion.

Hong Xue Managing Director 400 Crown Colony Dr., #108 Quincy, MA 02169 (617) 770-7688 hxue@metlife.com

* This opportunity may not be right for everyone. Paying taxes now may not outweigh the benefit of tax-free retirement income in the future. For conversions involving annuity contracts, the amount included in income may be greater than your account balance. This tax information is provided for informational purposes only, and should not be construed as legal or tax advice. MetLife, its agents or representatives, do not provide legal or tax advice. Before converting, consult an independent tax advisor regarding your specific legal or tax situation. © 2009 Metropolitan Life Insurance Company, New York, NY 10166. Securities offered by MetLife Securities, Inc. (MSI) (FINRA/SIPC); both are MetLife companies located at 200 Park Avenue, New York, NY 10166. PEANUTS ©UFS, Inc. L1009067526[exp1010][All States][DC,PR]